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Terms of Service

Last Updated: December 2025

1. Acceptance of Terms

By downloading, installing, or using the Bill-ie mobile application ("App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.

2. Description of Service

Bill-ie is an AI-powered bill assistant designed to help users organize, track, and manage their bills and expenses. The App provides reminders and organizational tools but does not process payments directly or access your bank account funds.

3. User Accounts

To use certain features of the App, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. User Responsibilities

You agree to:

5. Privacy Policy

Your use of the App is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

6. Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the exclusive property of AppDaddy and are protected by copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

The App is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the reliability, accuracy, or availability of the App. We are not responsible for any late fees or financial losses resulting from reliance on the App.

8. Limitation of Liability

In no event shall AppDaddy be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the App.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the App after any such changes constitutes your acceptance of the new Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at support@bill-ie.app.